Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.ukRepresentative 993% APR (variable)

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Borrowing £300 over 6 months + Interest & lender fees of £14.98 = Total to pay £314.98. Monthly repayment is £175.33

Representative example

£200 borrowed for 90 days at an interest rate of 264% (variable). Total amount repayable £291.18. Total Interest: £91.18. 993% APR representative.

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Short Term & Payday Loans up to £2,000 today

Every so often we are faced with unexpected circumstances that we don't have the money in the bank before our next pay day. Whether that be unexpected bills, a household emergency or the cars broken down and requires repairs; we need cash fast.

Little Pocket is here to help and can have money in your bank account in as little as 15 minutes*

You can apply for a short term and payday loan of between £100 and £2,000 through us. We can find a loan that suits your needs through our large panel of lenders. So if you were unfortunate to be declined elsewhere, we may still be able to help you.

We can get a decision in just a few minutes - just fill out our quick online form to apply; no paperwork, no hidden fees and cash in your bank on the same day.

Short term loans and payday loans should not be considered as a long term financial solution. If you are in financial difficulty and have mountings debts, we would strongly advise you not to take additional loans from any credit providers and speak with somebody about your situation. Free advice and support is available on the moneyadviceservice.org.uk website.

Important Information

Implications of Non Payment

If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.

Collection Practices

Most lenders will contact you by phone, letter and/or email in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.

Late Payment

Should you feel that you will be unable to make your agreed repayment on the specified date it is essential that you contact the lender in advance. The lender may offer to extend or renew your loan, please be aware that this will result in additional interest being charged. Lenders may issue a charge for late payments. The amount of the charge will differ by lender so please ensure that you read the terms and conditions before entering into any loan agreement. Late repayments can also have a negative impact on your credit file.

*this could take 2-3 days if your bank does not accept faster payments